Terms & Conditions

 

Introduction

 

Securico Life Insurance Company maintains this site for your personal information, education, and
communication. Your access to and use of the site is subject to the following Terms of Use and all
applicable laws. If you do not agree to these terms or Securico Life Insurance Company Privacy Policy
posted on the Web site, please do not use this site or any services offered by this site. Securico Life
Insurance Company reserves the right to make changes to these terms without notice to you. Please
check back from time to time to ensure you are aware of any updates or changes to these terms. Your
use of our site indicates acceptance of these Terms of Use.

Secured Areas/Passwords


Some portions of this site are restricted and require authorization for access. unauthorized use of or
access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may
result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be
viewed, monitored and recorded and any information obtained may be given to law enforcement
organizations in connection with any investigation or prosecution of possible criminal activity on this
system. If you are not an authorized user of such areas or do not consent to continued monitoring, you
should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the
security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Securico
Life Insurance Company will not ask for your password. If you know or suspect that your password has
been compromised, change your password immediately. if you suspect any unauthorized activity related
to your account, you should contact Securico Life Insurance Company. Securico Life Insurance Company
will not be responsible if you do not properly secure your password or if you choose to share your
password with anyone else.

United States Only


Unless otherwise specified, the materials in this site are presented solely for the purpose of promoting
programs governed under the United States law.

Securico Life Insurance Company makes no representation that materials in the site are appropriate or
available for use in other locations. If you access the site from locations other than the United States,
you are responsible for compliance with any applicable local laws. Not all Securico Life Insurance
Company products are available in every state.


Restrictions of Use of Materials


All names, logos, and marks appearing in this site, except as otherwise noted, are trademarks owned or
used under license by Securico Life Insurance Company. The use or misuse of these trademarks or any

other content on this site, except as provided in these Terms of Use or in the site content, is strictly
prohibited. You may print copies of the information on this site for your personal, non commercial, use,
store the files on your computer for personal/noncommercial use, or reference this server from your
own documents provided that all copyright, trademark or other notes are retained. However, you may
not distribute text or graphics to others without the express written consent of Securico Life Insurance
Company. Also, you may not, without our permission, copy and distribute this information on any other
server, or modify or re-use text or graphics on this system or another system. Securico Life Insurance
Company reserves all other rights.

Links To/From Other Sites


For your convenience, Securico Life Insurance Company may provide links to other Internet sites that
Securico Life Insurance Company does not maintain. You should not interpret any link to/from other
sites as indicating that Securico Life Insurance Company sponsors or endorses the site or the materials
to that the sites are affiliated with Securico Life Insurance Company in any manner. Securico Life
Insurance Company is not responsible for anything contained on such sites and makes no warranties or
representations about the content, products or services offered on such sites. Securico Life Insurance
Company is not responsible for anything contained on such sites and makes no warranties or
representations about the content, products or services on any sites that you may elect to use in
connection with this site.

Disclaimer


The materials in this site are provided "as is" and without warranties of any kind either express or
implied. To the fullest extent permissible, Securico Life Insurance Company disclaims all warranties,
including implied warranties or merchantability and fitness for a particular purpose. Securico Life
Insurance Company does not warrant that the functions contained in these materials will be
uninterrupted or error free, that defects will be corrected or that this site or the server that makes it
available are free of viruses or other harmful components. Securico Life Insurance Company does not
warrant or make any representations regarding the use or the result of the use of the materials in this
site in terms of their correctness, accuracy, reliability or otherwise. Securico Life Insurance Company
makes no representations or warranties and is not responsible for the content, accuracy or quality of
any information provided by all other Web sites to which this site provides a link.

The Securico Life Insurance Company Web site may include certain tools, calculators or other devices to
assist you in evaluating your insurance and/or financial needs. These interactive calculators are not
intended to provide or replace specific professional financial or insurance advice. We cannot and do not
guarantee their applicability or accuracy in regards to your individual circumstances. All examples are
hypothetical, are for illustrative purposes only and may differ from other types of analysis. They do not
represent the past performance of any specific product, nor should they be viewed as a promise of
future results of any product offered by Securico Life Insurance Company. We encourage you to consult
with a professional or other trusted source regarding your personal finance issues.

Submitted Ideas
All comments, suggestions, ideas, notes, drawings, concepts or other information disclosed or offered to
Securico Life by this site or in response to solicitations in this site shall be deemed and shall remain
the property of Securico Life Insurance Company. You understand and acknowledge that Securico Life
Insurance Company has both internal resources and other external resources which may have
developed or may in the future develop ideas identical to or similar to the suggestion or comments to
suggestions and that Securico Life Insurance Company is willing to consider the suggestion only on these
terms. In any event, Securico Life Insurance Company assumes no obligation, express or implied, by
considering any suggestion not submitted in confidence. Without limitation, Securico Life Insurance
Company shall exclusively own all now-known or hereafter existing rights to the suggestions of every
kind and nature and shall be entitled to unrestricted use of the comments for any purpose whatsoever,
commercial or otherwise, without compensation to the provider of the suggestions.

Choice of Law and Jurisdiction
The laws of the State of Texas shall govern this site and user agreement. You agree that any dispute
between yourself and Securico Life Insurance Company shall be adjudicated exclusively in a federal or
state court with jurisdiction over Dallas County, Texas.

Termination
We reserve the right to terminate this user agreement and your use of this site at any time for any
reason or no reason.